Who we are

Topaz is a technological benchmark specializing in digital financial products, standing out as the main leader in the Brazilian and Latin American market. With a strategic presence in more than 25 countries, we serve 300+ customers and, consequently, directly impact more than 550 million end users.

Our company developed the world's first full banking platform: Topaz One. With expertise spanning almost four decades, we have positioned ourselves as the protagonists of digital transformation in the financial sector.

In addition, we have been part of the Stefanini Group since 2012, combining corporate solidity with innovative agility. This is why renowned institutes such as Gartner®, FORRESTER® and Celent® recognize us as a global systems provider for Latin America.

On the other hand, the financial technology market in the region is worth USD 1.70 billion and is projected to grow to USD 3.76 billion by 2030.

In this promising scenario, Topaz stands out with 97% customer satisfaction and the best time to market in the market. This is mainly because 91% of consumers demand cutting-edge digital capabilities.

Our history: Almost 4 decades of technological evolution

The trajectory of our company began almost four decades ago, following and, above all, anticipating the transformations of the global financial system. Our evolution therefore reflects the very modernization of the sector, from the first banking systems to today's artificial intelligence platforms.

In 2012, a definitive milestone: our integration into the Stefanini Group significantly strengthened our capacity for innovation and global expansion. This strategic partnership has allowed us to accelerate product development and expand our international presence, while maintaining our focus on technological excellence.

Over the years, we have made strategic acquisitions that have enriched our portfolio. The acquisition of 60% of the CRK Group in 2021, for example, exemplifies our growth strategy, strengthening our capabilities in treasury and fixed income systems.

Digital transformation milestones

During this journey, we have experienced decisive moments that have shaped the financial market. The launch of Topaz One as the world's first full banking platform undoubtedly represents a watershed in the industry, offering complete integration in a single ecosystem.

Consecutive recognitions by global research institutes validate our technological leadership. In addition, we have actively participated in the instant payments revolution, the implementation of PIX in Brazil and the modernization of banking systems throughout Latin America.

Mission, vision and values: our purpose for evolution

Our purpose is to be the main foundation for the evolution of business and digital connections in the financial world. We therefore believe that technology should enable financial institutions to build a more promising future for their clients and communities.

In addition, we guide our actions by fundamental values: audacity to innovate, determination to overcome challenges and confidence to lead transformations. These principles guide every strategic decision and every line of code developed by our specialized teams.

Our vision of the future envisages a more inclusive, efficient and secure financial ecosystem. In this way, we work to democratize access to quality financial services, regardless of the size or location of the institutions we serve.

Purpose: to evolve the financial world

To this end, we accompany our clients on their digital transformation journeys, anticipating market movements and offering products that generate measurable results. Our consultative methodology ensures that each implementation is strategically aligned with specific business objectives.

We continually invest in research and development, keeping us at the forefront of new technologies. In addition, 20% of our revenue is reinvested to promote innovation in our products. This dedication allows us to offer systems that not only meet current needs, but also prepare our customers for future challenges.

Our team: people who make a difference

More than 2,000 specialized employees make up our global workforce, strategically distributed in our international offices. This technical expertise combined with in-depth market knowledge allows us to deliver solutions for traditional and digital banks, microfinance companies, fintechs and companies that provide financial services, such as retail, utilities and telecom.

Our organizational culture promotes continuous innovation and operational excellence. That's why we invest in talent development, keeping teams up to date with the latest technological trends and regulations in the financial sector.

In turn, diversity and inclusion are fundamental pillars of our organization. We believe that diverse teams produce more creative systems, thus reflecting the plurality of the markets we serve.

Leadership and technical expertise

Our executive leadership combines strategic vision with practical experience in the financial sector. Professionals with decades of experience in core banking, anti-fraud, payments and digital channels run our different business units.

Our team's technical certifications include specializations in cloud architectures, information security, artificial intelligence and regulatory compliance. These technical qualifications therefore guarantee successful implementations and expert support for our clients.

Proof of credibility: global recognition

Recognition by Gartner®, FORRESTER® and Celent® validates our leading position in the Latin American market. These institutes highlight our delivery capacity, technological innovation and customer satisfaction in their annual reports on core banking systems.

ISO 9001 and 27001 certifications demonstrate our commitment to quality and information security. In addition, we regularly participate in industry events and international conferences, sharing knowledge and establishing strategic partnerships.

In addition, awards such as IBSi's Global Fintech Innovation Awards 2023 and 2022 recognize projects developed for clients such as PagBank and Rappi, highlighting our ability to create innovative systems for different segments.

Join our 300+ customers who trust Topaz. Request a personalized demo.

Clients and testimonials: success stories

We serve financial institutions of all sizes, from large banks like Banestes to cooperatives like Sicredi and fintechs like PagBank. This diversity of clients therefore demonstrates the flexibility and scalability of our platforms.

Our success stories include implementations processing 25 million loans in an AWS environment, complete core banking modernizations and digital transformation projects. These projects have resulted in significant growth in the customer base of our partner institutions.

The 97% customer satisfaction rate reflects our commitment to service excellence and value delivery. Regular testimonials highlight our ability to meet deadlines, exceed technical expectations and offer ongoing expert support.

Industry recognition

Our participation in the Gartner® Market Guide for Core Banking Systems, Latin America positions the company among the leading regional suppliers. These reports evaluate criteria such as completeness of vision, ability to execute and customer satisfaction.

Sector rankings consistently place us among the leaders in different categories: core banking, anti-fraud, payments and digital channels. This diversity of recognition highlights the breadth and quality of our product portfolio.

Our differential: Topaz One as a complete ecosystem

Topaz One represents our greatest innovation: the world's first full banking platform. This ecosystem integrates eight product families in a modular and scalable architecture, offering unique flexibility for financial institutions of any size.

Our competitive edge lies in the best time to market on the market, the result of high parameterization and optimized connectors. The agnostic architecture allows implementation in any environment: on-premises, public, private or hybrid cloud.

In addition, native integration with artificial intelligence distinguishes our platforms on the market. While competitors offer AI as an add-on, our technology incorporates these capabilities from the outset, providing predictive analytics and intelligent automation in all modules.

Discover how our full banking platform can transform your financial institution.

FinancialCore: the heart of the banking system

FinancialCore represents our state-of-the-art core banking platform, offering superior flexibility and parameterization. This agnostic architecture supports different business models, from traditional banks to specialized fintechs.

FinancialCore's scalability allows for growth without the need for complex migrations. This way, institutions can start with basic functionalities and expand gradually, adding modules as their needs evolve.

SecureJourney: security and compliance

SecureJourney integrates anti-fraud and anti-money laundering prevention in a modular platform. Real-time analytics identify suspicious patterns and apply automatic controls, ensuring regulatory compliance without impacting the user experience.

Our security by design methodology incorporates best practices from the architecture to the final interface. Multi-layered controls and continuous monitoring therefore ensure complete protection against current and emerging threats.

Continuous innovation: AI and current technologies

We consistently invest in research and development, maintaining strategic partnerships with leading technology providers. Our integration with Microsoft Azure, AWS and Google Cloud Platform offers flexibility of implementation and access to the latest innovations.

TechPay exemplifies our capacity for innovation, processing PIX instant payments and digital currencies. This versatility positions our customers at the forefront of modern payment systems.

Transparency and contact: how to find us

We maintain a physical presence in more than 25 countries, ensuring local support and knowledge of regional regulations. Our headquarters in São Paulo, Montevideo, Bogotá, Quito and other strategic offices provide complete coverage for specialized service throughout Latin America.

Diverse contact channels include telephone, email, web forms and professional social networks. Our corporate transparency policy guarantees access to relevant information on governance, compliance and social responsibility.

Corporate information

As part of the Stefanini Group, we follow strict corporate governance and compliance standards. ISO certifications and regular audits ensure adherence to best management and information security practices.

Our corporate structure provides financial solidity and the capacity for continuous investment in innovation. This corporate stability thus offers additional security for clients seeking long-term partnerships.

Content and knowledge: sharing expertise

We share knowledge through our Topaz blog, specialized whitepapers and educational webinars. This intellectual leadership strategy strengthens our position as a technical reference in the financial sector.

Our solutions for fintechs include specific educational resources for startups and growing companies, democratizing access to expert knowledge about financial technology.

Is Topaz a Brazilian company?

The company is of Uruguayan origin, but has been part of the Stefanini Group, a global technology consultancy of Brazilian origin, since 2012. It operates in more than 25 countries, with a strong presence in Brazil and throughout Latin America, and is recognized as a regional leader in financial technology.

How is Topaz different from other financial technology companies?

Our differentiation lies in offering the world's first full banking platform (Topaz One), with almost 4 decades of experience, a presence in 25+ countries, and recognition by institutes such as Gartner®, FORRESTER® and Celent®. Our modular and agnostic architecture therefore allows unique flexibility in the market.

How does Topaz guarantee the security of its solutions?

Security is guaranteed through SecureJourney, our anti-fraud and anti-money laundering system, which analyzes transactions in real time. In addition, we maintain compliance with all industry regulations and continually invest in advanced protection technologies.